Its difficult to comprehend that whether monotony is following me or I'm struck with it. Sometimes I get this feeling that I don't want to step out of its shadow. I've become so used to this established routine/norm in my life life that i have started believing that doing different things would be like stepping out of this comfort zone. I cannot imagine a life beyond it and I cannot live with it. It sucks, it but it lingers. An euphemism for monotony.
After all whose life can be so steady. Consider this-
1. Wake up at 6
2. Brush,shit and have a bath
3. Have breakfast. (Its slot can be filled between journey from VT to Colaba)
4. Take the auto. In 90% of the cases the auto fellow with spring into some activity with a total
nonchalance and start driving not before he throws a damning look at me trying to indicate
that I was very mean in asking him to drive.
5. Make myself comfortable in a train seat. Dos and Don't while travelling in the train have been
already dealt with in the last blog.
6. Maneuver through baskets of prawns,lobsters and fishes at VT which encroach upon most of the
fag end of the platform. I would have been very happy if there was some mechanism by which
fishes would turn up into the buckets and from there after committing suicide would end up in
a fish market directly without humans escorting their corpses because I cannot see the pain in
the eyes of these koli mulgis so reluctant to relinquish their favourite place on the platform.
7. Take a taxi to Colaba. Now there are 3 monetary incentives for taxidrivers to queue up at
VT Station. They can have shared passengers to Nariman point - Rs 10x4, Shared passengers
to Cuffe Parade- Rs 10x4 or go to Lion Gate in a jiffy and return in a greater jiffy with four
passengers on- Rs 5x4 only ....so he has reasons to hurry.
Now if a passenger like me tells him - 'Radio Club' Colaba, a fourth destination ...a scorn and
contempt instantly appears on his face for I would pay him only Rs 25 against larger deals.
But distance,mileage are obliviuos terms to him. To him Top line is the only line and cost
considerations( less distance-less fuel expense) are a non issue.
So getting a taxi to carry me to my office becomes my destiny and I have to fight with it on most
occasions with curses to win against it.
8. Now I am in my office by around 8.45 and its a rarity that I see anyone around at that time.
9. Now it has also become a routine and I hate it. Go through Business Standard, Ny times,
Bloomberg etc...The financial world has gone into a trough and struck there. It has withered
all attempts by dedicated enthusiasts from fed, to treasury and to banks to jostle it out of its
location....I think Einstein will have to play his part now - If we cannot change the coordinates of a
body from trough to crest, shift the reference(time) axis itself.
I now open my local mail box. 1,2,3...20 new mails pop in a flash. 'Viagra at stealing price',
' new exotic therapy for an enhanced and a long lasting libido' and other such 'performance
enhancing ' and anatomy enhancing tricks which I cannot discuss in public forum. I don't know
where from such mails keep on coming with unfailing regularity but for sure they consider me to be the most sexually deprived character on earth. I confirmed from couple of friends of mine who also get such spams and junk mails so, a succor. I keep on blocking and filtering them but in vain....So I live with them...Just delete them.
10. Then I get lost in the grind of work. I cannot say whether Microsoft Pays me, by obliging me to
have my workings manifested in the form of Excel sheets or PPTs or I pay MS to help me
manifest myself as office worthy. In any case I am no one without .xls or .ppt and I thank
Mr. Gates for making me employable and employed.
11. A part of my work - a) Investment analysis - Since the day I've joined, I have been given
a hurdle rate which any project has to pass before it gains favor with the promotors. I did a small exercise - calculated Ke,kd the WACC and the results were far less and no where near to what promoters desire. No wonder they end up investing in nothing and I end up juggling with excel sheet assumptions.b) Debt/Equity Syndication - Again there is a hurdle - the promoters want majority stake in all equity syndications and hence very few projects manage to squeeze through this filter. For debt - they want non recourse, non corporate guarantee funding. So many banks are very happy to run away.
So in a great permutation wherein all the aforesaid criterias are satisfied takes the deal through
and on most occasions I can be seen struggling with workings to make both the ends meet.
There are other players like lawers, consultants whose expertise I'll describe sometime later.
12. When I am done for the day, other beautiful working girls have been already done for the day a couple of hours back so I encounter none on my way back. I retract exactly the same route I took in the morning.
13. I am grateful to the bai who keeps the dinner ready at home. While eating, I watch TV
sometimes,CNBC but now a days it shows markets going only one way - South, so not much of
an interest.
14. Sleep and hope the next day to be different for a change but its only a hope against a hope...
Thursday, August 20, 2009
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